Home Insurance

Protection starts at home

We know how important your home is to you and we want to help you make sure it’s protected. A Mercury Insurance policy for your home doesn’t just protect your house and property, it also protects you, your guests and your belongings. With a variety of homeowners coverage options, you can rest easy knowing your home and those who live and visit there are protected when you insure with Mercury.

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The right coverage for you

When you choose Mercury you’re not only getting one of America’s most trusted insurance providers, you’re also getting your own dedicated Mercury agent, who will work with you to create a custom plan just for you. And there are lots of other benefits in choosing Mercury.

Working with a knowledgeable agent is important when you have so many coverage choices and options. Here are a few that we offer1.

  • Dwelling Protection:
    Covers damage to your home due to fire, lightening, smoke, storm damage or other similar perils.
  • Personal Property:
    Provides coverage for your household items in the event of a fire, theft or other covered loss.
  • Extended Replacement Cost:
    Provides additional coverage up to 150% of the dwelling’s policy limits to rebuild your home in the event you suffer a covered loss.
  • Additional Living Expenses:
    Provides coverage for living expenses if your home becomes uninhabitable as a result of a covered loss.
  • Personal Liability Protection:
    Pays for bodily injury or property damage caused to others as a result of a covered incident.
  • Guest Medical Protection:
    Pays medical expenses for your guests who are accidentally injured on your property.
  • Identity Theft Protection:
    Pays for expenses you incur as a result of criminal identity theft. Learn More.
  • Additional personal property coverage for valuables, such as antiques, fine art and jewelry

To learn more about these important coverage options, visit our Homeowners 101 glossary page.

1Coverage(s) may be subject to certain restrictions and limitations and may not be available in all states. Ask your local independent agent for more information.

Uncover discounts for extra savings

Everybody loves to save money, so we also offer a variety of discounts* that can you save even more off of Mercury’s already low rates. Take a look at these:

  • Multi-policy with our AUTO + HOME Discount
  • Protective Devices Discount (smoke alarms, deadbolts, burglar alarms etc.)
  • Fire-Resistant Construction Materials
  • Newer Home;
  • Gated Community; and
  • Selecting a higher deductible.
  • Multi-policy with our AUTO + HOME Discount
  • Protective Devices Discount
  • You can receive discounts for smoke alarms, deadbolts, burglar alarms and more.
  • Fire-Resistant Construction Materials
  • Newer Home;
  • Gated Community; and
  • Selecting a higher deductible.

2Discounts may vary by state.

Frequently Asked Questions

What our customers are saying

I was very impressed with the staff at my Mercury office who called to see if I was in need of help during a local fire outbreak on a very windy day. They asked if I was in any danger of the fire path and let me know Mercury would relocate me if it was necessary to evacuate. At that moment I felt Mercury wasn't just a company I do business with. It was real people looking out for me.

Grandma Debbie

Alta Loma, CA

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If you would prefer to speak to an authorized Mercury agent, please call (800) 956-3728(800) 956-3728.

Mercury has partnered with our agency subsidiary, AIS, in to help customers save money. This is great news for you, because AIS could provide you with some really low rates and great coverage, too!

Give AIS a call today at (888) 344-4247 (888) 344-4247 to see how much you can save.

Mercury is no longer available in , however, our independent agency subsidiary, AIS, could still provide you with some really low rates and great coverage!

Give AIS a call today at (888) 344-4247 (888) 344-4247 to see how much you can save.

Mercury is no longer available in , however, our independent agency subsidiary, AIS, could still provide you with some really low rates and great coverage!

Give AIS a call today at (888) 344-4247(888) 344-4247 to see how much you can save, or click the button below to get a fast, free quote.

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